Medicare 

in 

Richmond

Utah

Richmond is a small Cache Valley community about ten miles north of Logan, near the Bear River corridor and the Cherry Peak recreation area. Medicare residents here have easy access to Logan Regional Hospital just south in Logan and Cache Valley Hospital in North Logan. Cache County has 35 Medicare Advantage plans and some of the lowest Medicare premiums in Utah, averaging around $12 per month for Advantage and $154 for Supplement Plan G.

250 Medicare beneficiaries
35 Medicare Advantage plans
$12/mo avg MA premium
Regional hospital access
Group of older adults sitting in a living room, enjoying coffee and conversation about medicare.

250

Medicare Pop.

35

MA Plans in 2026

140

Avg Prem /month

Key Points

Medicare Coverage in 

Richmond

Cache County has 35 Medicare Advantage plans. Most cover Logan Regional and Cache Valley Hospital. Good competitive market.If you're considering a Supplement, 28 carriers offer plans here. Supplements cover deductibles and coinsurance above Medicare at any provider in the country. For Richmond residents who occasionally travel to Salt Lake City for specialty care, no network concerns apply.

Medicare Costs in 

Richmond

Medicare Advantage plans in Cache County average around $12 per month in Richmond, among the lowest in Utah. Medicare Supplement Plan G averages about $154 per month here, also lower than most counties.The smaller cost gap between Advantage and Supplement plans in Cache County changes how you weigh the options. Predictability, provider flexibility, and out-of-area coverage can drive the decision more than the monthly price difference.

Four elderly friends discussing medicare coverage, smiling and looking at a smartphone together indoors. Elderly couple turning 65, in warm coats and hats sitting on autumn leaves in a park, the man pointing upwards.Smiling middle-aged couple with no medicare coverate, embracing and looking at each other with a family gathered in the background.

Medicare Enrollment in 

Richmond

Your Initial Enrollment Period is seven months: three months before your 65th birthday through three months after. Enrolling late means a permanent Part B penalty.For plan changes, October 15 through December 7 is the Annual Election Period. New coverage starts January 1.Bear River Association of Governments provides free SHIP counseling to Richmond residents.

Medicare Advantage Plans 

in 

Richmond

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History of  

Richmond

Richmond has a quiet, small-town Cache Valley character, with mountain views and the Bear River corridor nearby. For Medicare purposes, its location gives it the same strong hospital access as Logan without being in the city. Logan Regional Hospital, part of the Intermountain system, is about ten miles south. Cache Valley Hospital is also close. Most Medicare Advantage plans covering Cache County include both facilities. For specialty care requiring Salt Lake City, US-89 or I-15 puts you there in about 90 minutes. Cache County's Medicare market is useful to understand before comparing plans. Thirty-five plans competing has pushed premiums down to some of the lowest in the state. And Supplement Plan G rates here around $154 per month are also lower than most Utah counties. That narrower gap between the two coverage types means the comparison in Cache County is less about cost and more about which structure works better for how you use care. Confirm your specific Logan-area doctors are in-network for any Advantage plan you're considering. Provider-level network checks matter more than hospital-level ones. Bear River Association of Governments runs the SHIP program for Cache County, including Richmond. Free Medicare counseling available.

Medicare Options in 

Richmond

vs Other Cities

Medicare Advantage plans in Richmond average about $12 per month. Cache County's 35 plans give you real options. Most include drug coverage.Medicare Supplement Plan G averages about $154 per month here, lower than most Utah counties. The narrower gap relative to Advantage plans makes the Supplement worth a closer look than in higher-premium areas.SHIP advisors at Bear River Association of Governments can help you model both options with your real numbers.

Medicare Topics for 

Richmond

 Residents

Senior man  in hospice paid for by medicare, draping a shawl around a seated senior woman holding a white cup on a patio.

Medicare in Nearby Cities

Smithfield

Population: 
12345
MA plans: 
35
View

Hyde Park

Population: 
5234
MA plans: 
35
View

Newton

Population: 
845
MA plans: 
35
View

North Logan

Population: 
11234
MA plans: 
35
View

For Caregivers, Medicare Costs in 

Richmond

Helping a parent in Richmond with Medicare is similar to helping someone anywhere in Cache County. Logan Regional is the main hospital reference. Confirm provider-level network status before committing to a plan.The lower Supplement rates in Cache County change the cost math. At $154 per month, Plan G is worth modeling against the $12 Advantage option, especially if your parent sees specialists in Salt Lake occasionally or values coverage that travels with them.Bear River Association of Governments SHIP counselors can run those numbers with your parent's specific situation at no cost.

ZIP Codes in 

Richmond

City Character

Richmond is a community in Cache County, Utah. The town has a close-knit feel where neighbors know each other and community events anchor social life throughout the year. For seniors, Richmond offers a settled pace of life, low-traffic streets, and the close community ties that make aging in place both comfortable and supported. The resident population is roughly 2,733, with an estimated 250 people enrolled in Medicare.

Major Hospitals

Richmond does not have a hospital within its city limits. The closest Medicare-accepting facilities are Logan Regional Hospital (Logan); Cache Valley Hospital (North Logan), which provide emergency care, inpatient services, and outpatient visits under Medicare Part A and Part B. For specialist care, Richmond residents often travel to larger regional hospitals in the Salt Lake City or Provo-Orem area. Medicare Advantage network coverage varies by plan, so beneficiaries should confirm that their preferred hospital and doctors are in-network before enrolling each year.

Local Resources

Medicare beneficiaries in Richmond can tap into several local and regional resources, including Utah SHIP (State Health Insurance Assistance Program), Cache County Aging & Adult Services, and Logan-area clinics and senior resources. Utah SHIP (the state Senior Health Insurance Information Program) offers free, unbiased Medicare counseling at 1-800-541-7735, helping residents compare plans, understand enrollment windows, and apply for Extra Help or Medicare Savings Programs through Utah Medicaid. Nationally, Medicare.gov and 1-800-MEDICARE (1-800-633-4227) are available 24 hours a day for plan comparisons, appeals, and claims questions.

Major Neighborhoods

Richmond is a small Cache Valley community centered on Main Street through the historic core, with Center Street forming the east-west axis. The neighborhoods along 100 North and 100 East preserve the older residential character. Richmond City Park is a community anchor, and the orchards and farmland surrounding the city define the agricultural fringe visible from most streets.

Major City Landmarks

Notable landmarks in and around Richmond include Cherry Peak area, Bear River corridor, and local parks. These spots serve as gathering points, outdoor recreation areas, and community reference points for Richmond residents. The surrounding Cache County area also offers scenic and recreational options within a short drive.

Key Takeaways

Last updated: 
April 22, 2026

Medicare Interactive Tools

Decision area Tool What it answers
Enrollment Initial Enrollment Period Calculator When your 7-month Medicare eligibility window begins and ends based on your 65th birthday
Enrollment When Should I Sign Up for Medicare? The best time to enroll based on your work status, other coverage, and age
Enrollment Special Enrollment Period Checker Whether a life event qualifies you for enrollment outside the standard windows
Enrollment Late Enrollment Penalty Checker How much extra you'll pay monthly if you missed your enrollment window
Enrollment Part B Penalty Calculator The exact 10%-per-year premium increase for delayed Part B enrollment
Enrollment Part D Penalty Calculator The 1%-per-month premium increase for gaps in creditable drug coverage
Costs Cost Scenario Planner Estimated annual spending across plan types at different health utilization levels
Costs Advantage vs. Medigap Cost Comparison True cost difference between Medicare Advantage and Original Medicare with Medigap
Costs IRMAA Calculator Whether your income triggers higher Part B and Part D premiums
Costs Part A Premium Estimator Your monthly Part A premium based on work history and quarters of coverage
Costs M3P Calculator How the Medicare Prescription Payment Plan smooths your drug costs into monthly payments
Coverage Doctor & Drug Assessment Whether your providers and prescriptions are covered by a specific plan
Coverage Part D Shopping Tool Which Part D plan has the lowest total annual cost for your specific medications
Coverage Travel & Network Risk Assessment How your coverage works outside your home area and which plan types travel best
Employer/COBRA COBRA vs. Medicare Why COBRA can trigger permanent Medicare penalties and how costs compare
Employer/COBRA Employer Coverage vs. Medicare Whether your employer plan or Medicare is primary and when to transition
Employer/COBRA HSA & Medicare Compatibility How Medicare enrollment affects HSA eligibility and what to do before enrolling
Planning Caregiver Readiness Checklist Whether you have everything in place to help a loved one with Medicare decisions
Planning Document Gatherer Which documents you need to have ready before enrolling or changing plans
Planning Medigap Fit Assessment Whether Medigap or Medicare Advantage is the better fit for how you use healthcare
Planning Medigap Open Enrollment Window Whether you're inside your one-time guaranteed issue window for Medigap
Planning Medicare Savings Program Eligibility Whether your income qualifies you for help paying Medicare premiums and cost-sharing