UnitedHealthcare

Medicare

in

Ohio, Pennsylvania, Utah

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UnitedHealthcare

Plans Available

in

Ohio, Pennsylvania, Utah

Plans Available in Ohio, Pennsylvania, Utah

Monthly premiums, out-of-pocket maximums, and CMS star ratings for 59 plans.

Plan Name	Type	Monthly Premium	Max Out-of-Pocket	Star Rating
AARP Medicare Advantage Extras from UHC PA-18 (HMO-POS)	HMO-POS	$0.00	$6,700.00	★★★★★
AARP Medicare Advantage Essentials from UHC PA-5 (HMO-POS)	HMO-POS	$0.00	$6,700.00	★★★★★
AARP Medicare Advantage from UHC PA-0001 (HMO-POS)	HMO-POS	$49.00	$5,400.00	★★★★★
AARP Medicare Advantage from UHC PA-0010 (PPO)	PPO	$0.00	$10,100.00	★★★★★
AARP Medicare Advantage from UHC PA-0009 (PPO)	PPO	$79.00	$10,100.00	★★★★★
AARP Medicare Advantage from UHC PA-0003 (HMO-POS)	HMO-POS	$39.00	$5,900.00	★★★★★
UHC Dual Complete PA-S3 (HMO-POS D-SNP)	HMOPOS	$0.00	$9,250.00	★★★★★
AARP Medicare Rx Preferred from UHC (PDP)	PDP	Not Applicable	Not Applicable	Not yet rated
AARP Medicare Rx Saver from UHC (PDP)	PDP	Not Applicable	Not Applicable	Not yet rated
UHC Complete Care PA-17 (HMO-POS C-SNP)	HMOPOS	$0.00	$6,700.00	★★★★★
AARP Medicare Advantage Patriot No Rx PA-MA01 (HMO-POS)	HMO-POS	$0.00	$6,700.00	★★★★★
AARP Medicare Advantage from UHC PA-0002 (HMO-POS)	HMO-POS	$0.00	$6,700.00	★★★★★
UHC Dual Complete PA-V001 (HMO-POS D-SNP)	HMOPOS	$30.40	$6,700.00	★★★★★
UHC Dual Complete PA-S002 (HMO-POS D-SNP)	HMOPOS	$0.00	$9,250.00	★★★★★
AARP Medicare Advantage Giveback from UHC PA-12 (PPO)	PPO	$0.00	$13,900.00	★★★★★
AARP Medicare Advantage from UHC PA-0011 (PPO)	PPO	$0.00	$10,100.00	★★★★★
AARP Medicare Advantage from UHC PA-0008 (PPO)	PPO	$60.00	$10,100.00	★★★★★
AARP Medicare Advantage from UHC PA-0007 (PPO)	PPO	$42.00	$10,100.00	★★★★★
AARP Medicare Advantage from UHC PA-0015 (PPO)	PPO	$0.00	$10,100.00	★★★★★
UHC Dual Complete PA-S001 (PPO D-SNP)	Local PPO	$0.00	$13,900.00	★★★★★
UHC Nursing Home Plan EX-F002 (PPO I-SNP)	Local PPO	$32.60	$13,900.00	★★★★★
AARP Medicare Advantage from UHC OH-0014 (PPO)	PPO	$59.00	$10,100.00	★★★★★
AARP Medicare Advantage from UHC OH-18 (HMO-POS)	HMO-POS	$0.00	$4,200.00	★★★★★
UHC Dual Complete OH-V001 (HMO D-SNP)	HMO	$31.40	$5,800.00	★★★★★
UHC Dual Complete OH-D001 (HMO D-SNP)	HMO	$28.30	$9,250.00	★★★★★
UHC Dual Complete OH-S2 (HMO D-SNP)	HMO	$0.00	$9,250.00	Not yet rated
UHC Care Advantage OH-E001 (PPO I-SNP)	Local PPO	$31.40	$6,300.00	★★★★★
AARP Medicare Advantage from UHC OH-0016 (PPO)	PPO	$35.00	$10,100.00	★★★★★
AARP Medicare Advantage from UHC OH-0001 (HMO-POS)	HMO-POS	$76.00	$3,900.00	★★★★★
AARP Medicare Rx Preferred from UHC (PDP)	PDP	Not Applicable	Not Applicable	Not yet rated
AARP Medicare Rx Saver from UHC (PDP)	PDP	Not Applicable	Not Applicable	Not yet rated
AARP Medicare Advantage from UHC OH-0015 (PPO)	PPO	$45.00	$10,100.00	★★★★★
AARP Medicare Advantage Patriot No Rx OH-MA01 (PPO)	PPO	$0.00	$13,900.00	★★★★★
UHC Dual Complete OH-V002 (HMO-POS D-SNP)	HMOPOS	$31.40	$5,800.00	★★★★★
UHC Dual Complete OH-D002 (HMO-POS D-SNP)	HMOPOS	$31.40	$9,250.00	★★★★★
UHC Complete Care OH-18 (HMO-POS C-SNP)	HMOPOS	$0.00	$6,700.00	★★★★★
AARP Medicare Advantage Giveback from UHC OH-17 (HMO-POS)	HMO-POS	$0.00	$8,500.00	★★★★★
AARP Medicare Advantage Extras from UHC OH-13 (HMO-POS)	HMO-POS	$0.00	$6,700.00	★★★★★
AARP Medicare Advantage Essentials from UHC OH-7 (HMO-POS)	HMO-POS	$0.00	$5,400.00	★★★★★
AARP Medicare Advantage from UHC OH-0003 (HMO-POS)	HMO-POS	$49.00	$4,900.00	★★★★★
UHC Dual Complete OH-D1 (PPO D-SNP)	Local PPO	$0.00	$13,900.00	★★★★★
UHC Dual Complete OH-S3 (HMO-POS D-SNP)	HMOPOS	$0.00	$9,250.00	Not yet rated
UHC Nursing Home Plan OH-F001 (PPO I-SNP)	Local PPO	$31.40	$13,900.00	★★★★★
UHC Nursing Home Plan UT-F001 (PPO I-SNP)	Local PPO	$54.70	$13,900.00	★★★★★
UHC Dual Complete UT-S001 (PPO D-SNP)	Local PPO	$37.60	$13,900.00	★★★★★
UHC Dual Complete UT-V001 (PPO D-SNP)	Local PPO	$17.40	$10,100.00	★★★★★
UHC Dual Complete UT-S2 (HMO-POS D-SNP)	HMO/HMOPOS	$37.60	$9,250.00	★★★★★
UHC Complete Care UT-6 (HMO-POS C-SNP)	HMO/HMOPOS	$0.00	$5,200.00	★★★★★
AARP Medicare Rx Saver from UHC (PDP)	Medicare Prescription Drug Plan	$0.00	Contact agent	Not yet rated
AARP Medicare Rx Preferred from UHC (PDP)	Medicare Prescription Drug Plan	$0.00	Contact agent	Not yet rated
AARP Medicare Advantage from UHC UT-0008 (PPO)	Local PPO	$0.00	$10,100.00	★★★★★
AARP Medicare Advantage from UHC UT-0003 (HMO-POS)	HMO/HMOPOS	$55.00	$4,900.00	★★★★★
AARP Medicare Advantage from UHC UT-0005 (HMO-POS)	HMO/HMOPOS	$0.00	$5,200.00	★★★★★
AARP Medicare Advantage from UHC UT-0002 (PPO)	Local PPO	$0.00	$10,100.00	★★★★★
AARP Medicare Advantage from UHC UT-0001 (PPO)	Local PPO	$28.00	$10,100.00	★★★★★
AARP Medicare Advantage Patriot No Rx UT-MA01 (HMO-POS)	HMO/HMOPOS	$0.00	$6,700.00	★★★★★
AARP Medicare Advantage Giveback from UHC UT-9 (PPO)	Local PPO	$0.00	$13,900.00	★★★★★
AARP Medicare Advantage Extras ValueRx UT-7 (HMO-POS)	HMO/HMOPOS	$0.00	$6,700.00	★★★★★
AARP Medicare Advantage Essentials from UHC UT-4 (HMO-POS)	HMO/HMOPOS	$0.00	$5,200.00	★★★★★

Key Benefits Across UnitedHealthcare Plans

Primary care copays, specialist visits, OTC credit, and dental maximums.

Plan Name	PCP Copay	Specialist	OTC Credit	Dental Max
AARP Medicare Advantage Extras from UHC PA-18 (HMO-POS)	$0.00	$0.00	$50.00	$3,000.00
AARP Medicare Advantage Essentials from UHC PA-5 (HMO-POS)	$0.00	$0.00	$25.00	$1,500.00
AARP Medicare Advantage from UHC PA-0001 (HMO-POS)	$0.00	$0.00	$40.00	$3,000.00
AARP Medicare Advantage from UHC PA-0010 (PPO)	$0.00	$0.00	$25.00	$1,500.00
AARP Medicare Advantage from UHC PA-0009 (PPO)	$0.00	$0.00	Not covered	Included
AARP Medicare Advantage from UHC PA-0003 (HMO-POS)	$0.00	$0.00	$50.00	$4,000.00
UHC Dual Complete PA-S3 (HMO-POS D-SNP)	$0.00	$0.00	$300.00	$2,500.00
AARP Medicare Rx Preferred from UHC (PDP)	Included	Included	Not covered	Not covered
AARP Medicare Rx Saver from UHC (PDP)	Included	Included	Not covered	Not covered
UHC Complete Care PA-17 (HMO-POS C-SNP)	$0.00	$0.00	$40.00	$1,500.00
AARP Medicare Advantage Patriot No Rx PA-MA01 (HMO-POS)	$0.00	$0.00	$100.00	$5,000.00
AARP Medicare Advantage from UHC PA-0002 (HMO-POS)	$0.00	$0.00	$25.00	$1,500.00
UHC Dual Complete PA-V001 (HMO-POS D-SNP)	$0.00	$0.00	$61.00	$615.00
UHC Dual Complete PA-S002 (HMO-POS D-SNP)	$0.00	$0.00	$165.00	$2,500.00
AARP Medicare Advantage Giveback from UHC PA-12 (PPO)	$0.00	$0.00	Not covered	$1,500.00
AARP Medicare Advantage from UHC PA-0011 (PPO)	$0.00	$0.00	$50.00	$520.00
AARP Medicare Advantage from UHC PA-0008 (PPO)	$0.00	$0.00	Not covered	Included
AARP Medicare Advantage from UHC PA-0007 (PPO)	$0.00	$0.00	$45.00	$520.00
AARP Medicare Advantage from UHC PA-0015 (PPO)	$0.00	$0.00	$0.00	$1,500.00
UHC Dual Complete PA-S001 (PPO D-SNP)	$0.00	$0.00	$111.00	$1,500.00
UHC Nursing Home Plan EX-F002 (PPO I-SNP)	Included	Included	Not covered	Included
AARP Medicare Advantage from UHC OH-0014 (PPO)	$0.00	$0.00	Not covered	$1,000.00
AARP Medicare Advantage from UHC OH-18 (HMO-POS)	$0.00	$0.00	$45.00	$2,000.00
UHC Dual Complete OH-V001 (HMO D-SNP)	$0.00	$0.00	$61.00	$615.00
UHC Dual Complete OH-D001 (HMO D-SNP)	$0.00	$0.00	$133.00	$615.00
UHC Dual Complete OH-S2 (HMO D-SNP)	$0.00	$0.00	$256.00	$615.00
UHC Care Advantage OH-E001 (PPO I-SNP)	$0.00	$0.00	Not covered	Included
AARP Medicare Advantage from UHC OH-0016 (PPO)	$0.00	$0.00	Not covered	$1,500.00
AARP Medicare Advantage from UHC OH-0001 (HMO-POS)	$0.00	$0.00	$50.00	$5,000.00
AARP Medicare Rx Preferred from UHC (PDP)	Included	Included	Not covered	Not covered
AARP Medicare Rx Saver from UHC (PDP)	Included	Included	Not covered	Not covered
AARP Medicare Advantage from UHC OH-0015 (PPO)	$0.00	$0.00	Not covered	$1,500.00
AARP Medicare Advantage Patriot No Rx OH-MA01 (PPO)	$0.00	$0.00	$0.00	$1,000.00
UHC Dual Complete OH-V002 (HMO-POS D-SNP)	$0.00	$0.00	$59.00	$615.00
UHC Dual Complete OH-D002 (HMO-POS D-SNP)	$0.00	$0.00	$116.00	$615.00
UHC Complete Care OH-18 (HMO-POS C-SNP)	$0.00	$0.00	$85.00	$2,000.00
AARP Medicare Advantage Giveback from UHC OH-17 (HMO-POS)	$0.00	$0.00	Not covered	$1,500.00
AARP Medicare Advantage Extras from UHC OH-13 (HMO-POS)	$0.00	$0.00	$60.00	$3,000.00
AARP Medicare Advantage Essentials from UHC OH-7 (HMO-POS)	$0.00	$0.00	Not covered	$1,500.00
AARP Medicare Advantage from UHC OH-0003 (HMO-POS)	$0.00	$0.00	$60.00	$2,500.00
UHC Dual Complete OH-D1 (PPO D-SNP)	$0.00	$0.00	$0.00	$615.00
UHC Dual Complete OH-S3 (HMO-POS D-SNP)	$0.00	$0.00	$251.00	$615.00
UHC Nursing Home Plan OH-F001 (PPO I-SNP)	Included	Included	Not covered	Included
UHC Nursing Home Plan UT-F001 (PPO I-SNP)	Included	Included	$145	Included
UHC Dual Complete UT-S001 (PPO D-SNP)	$0 copay	$0 copay	$103	$2,000
UHC Dual Complete UT-V001 (PPO D-SNP)	$0 copay	$0.00	$60	$615.00
UHC Dual Complete UT-S2 (HMO-POS D-SNP)	$0 copay	$0 copay	$128	$2,500
UHC Complete Care UT-6 (HMO-POS C-SNP)	$0 copay	$0.00	$51	$440.00
AARP Medicare Rx Saver from UHC (PDP)	Included	Included	Not covered	Not covered
AARP Medicare Rx Preferred from UHC (PDP)	Included	Included	Not covered	Not covered
AARP Medicare Advantage from UHC UT-0008 (PPO)	$0 copay	$0.00	$40	$520.00
AARP Medicare Advantage from UHC UT-0003 (HMO-POS)	$0 copay	$0.00	$60	$2,000
AARP Medicare Advantage from UHC UT-0005 (HMO-POS)	$0 copay	$0.00	$40	$440.00
AARP Medicare Advantage from UHC UT-0002 (PPO)	$0 copay	$0.00	$45	$600.00
AARP Medicare Advantage from UHC UT-0001 (PPO)	$0 copay	$0.00	$55	$1,000
AARP Medicare Advantage Patriot No Rx UT-MA01 (HMO-POS)	$0 copay	$0.00	Not covered	$1,500
AARP Medicare Advantage Giveback from UHC UT-9 (PPO)	$0 copay	$0.00	Not covered	$1,500.00
AARP Medicare Advantage Extras ValueRx UT-7 (HMO-POS)	$0 copay	$0.00	$70	$3,000
AARP Medicare Advantage Essentials from UHC UT-4 (HMO-POS)	$0 copay	$0.00	Not covered	$440.00

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Where

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in

Ohio, Pennsylvania, Utah

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Ohio, Pennsylvania, Utah

Medicare Carriers

Common Questions About

UnitedHealthcare

Medicare Plans

UnitedHealthcare

Plan Types Available

in

Ohio, Pennsylvania, Utah

UnitedHealthcare

PPO Plans

Flexibility to see any Medicare-accepting doctor

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HMO Plans

Lower premiums, in-network care, referrals required

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SNP Plans

Specialized for dual-eligible or chronic condition needs

Decision area	Tool	What it answers
Enrollment	Initial Enrollment Period Calculator	When your 7-month Medicare eligibility window begins and ends based on your 65th birthday
Enrollment	When Should I Sign Up for Medicare?	The best time to enroll based on your work status, other coverage, and age
Enrollment	Special Enrollment Period Checker	Whether a life event qualifies you for enrollment outside the standard windows
Enrollment	Late Enrollment Penalty Checker	How much extra you'll pay monthly if you missed your enrollment window
Enrollment	Part B Penalty Calculator	The exact 10%-per-year premium increase for delayed Part B enrollment
Enrollment	Part D Penalty Calculator	The 1%-per-month premium increase for gaps in creditable drug coverage
Costs	Cost Scenario Planner	Estimated annual spending across plan types at different health utilization levels
Costs	Advantage vs. Medigap Cost Comparison	True cost difference between Medicare Advantage and Original Medicare with Medigap
Costs	IRMAA Calculator	Whether your income triggers higher Part B and Part D premiums
Costs	Part A Premium Estimator	Your monthly Part A premium based on work history and quarters of coverage
Costs	M3P Calculator	How the Medicare Prescription Payment Plan smooths your drug costs into monthly payments
Coverage	Doctor & Drug Assessment	Whether your providers and prescriptions are covered by a specific plan
Coverage	Part D Shopping Tool	Which Part D plan has the lowest total annual cost for your specific medications
Coverage	Travel & Network Risk Assessment	How your coverage works outside your home area and which plan types travel best
Employer/COBRA	COBRA vs. Medicare	Why COBRA can trigger permanent Medicare penalties and how costs compare
Employer/COBRA	Employer Coverage vs. Medicare	Whether your employer plan or Medicare is primary and when to transition
Employer/COBRA	HSA & Medicare Compatibility	How Medicare enrollment affects HSA eligibility and what to do before enrolling
Planning	Caregiver Readiness Checklist	Whether you have everything in place to help a loved one with Medicare decisions
Planning	Document Gatherer	Which documents you need to have ready before enrolling or changing plans
Planning	Medigap Fit Assessment	Whether Medigap or Medicare Advantage is the better fit for how you use healthcare
Planning	Medigap Open Enrollment Window	Whether you're inside your one-time guaranteed issue window for Medigap
Planning	Medicare Savings Program Eligibility	Whether your income qualifies you for help paying Medicare premiums and cost-sharing

‍CMS TPMO Compliance Disclaimer: We do not offer every plan available in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Participating sales agencies represent Medicare Advantage [HMO, PPO, PFFS, and PDP] organizations that are contracted with Medicare. Enrollment depends on the plan’s contract renewal.

Not Government Affiliated: Resting Sycamore Advisors is a licensed Medicare insurance agency. We are not affiliated with or endorsed by the U.S. government or the federal Medicare program.

‍Data & Methodology for Research Articles: All provider, facility, quality star ratings, and enrollment data is sourced from primary CMS records (cms.gov), including the December 2025 CPSC Enrollment files and the January 2026 Provider Data Catalog. Calculations for patient-to-provider ratios are performed using indexed clinician and facility data. Everything on restingsycamore.com is for educational purposes and does not constitute an endorsement of any specific plan or provider.

Non-CMS Data Sources: Some specific data was obtained from https://opendata.gov

UnitedHealthcare

Medicare

in

Ohio, Pennsylvania, Utah

UnitedHealthcare

Plans Available

in

Ohio, Pennsylvania, Utah

Plans Available in Ohio, Pennsylvania, Utah

Key Benefits Across UnitedHealthcare Plans

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Medicare Carriers

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