Find the Medicare plan tailored for your needs.
Medicare doesn't publicly score plans on prior authorization burden, so there's no official ranking. However, prior authorization requirements vary by plan and change yearly. Checking a plan's Evidence of Coverage document is the most reliable way to understand how often authorizations are required.
SelectHealth Medicare Advantage plans are the most closely aligned with Intermountain Health's physician network, since SelectHealth is owned by Intermountain. Other carriers may include some Intermountain-affiliated doctors, but coverage varies by plan and location.
If you develop health problems while on Medicare Advantage and later try to switch to a Medicare Supplement plan, insurers can typically deny you or charge higher premiums based on your health, unless you have a guaranteed-issue right.
Medigap is generally the more flexible option for people who split time between two states, because it works with any provider that accepts Medicare, regardless of where you are.
Moving to Utah triggers a Special Enrollment Period, giving you a window to join a Medicare Advantage or Part D drug plan in your new area. Your original Medicare coverage, Parts A and B, follows you anywhere in the country.