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Medicare Advantage is an alternative way to receive your Medicare benefits through a private insurance company, instead of directly through the federal government. These plans must cover everything Original Medicare covers, and most include extra benefits like dental, vision, and drug coverage.
Yes, all three can trigger or increase IRMAA, the income-related surcharge added to Medicare Part B and Part D premiums. IRMAA is based on your income from two years prior, so a large transaction today can raise your premiums in the future.
The Medicare Part B deductible is the amount you pay each calendar year before Medicare starts covering your outpatient medical costs. It resets every January 1 and the amount adjusts annually.
No. Original Medicare does not include prescription drug coverage. To get drug coverage through Medicare, you need to add a separate Part D plan.
Utah's Aging and Disability Resource Centers (ADRC) offer free, unbiased counseling on dual eligibility rules without selling you anything.
Utah has 14 Medicare Advantage plans for 2026.Availability varies by county.