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Yes, in most cases. If you are already receiving Social Security benefits before you turn 65, you will generally be enrolled in Medicare Parts A and B automatically. Your card will arrive in the mail about three months before your 65th birthday.
The Medicare giveback benefit is a real feature some Medicare Advantage plans offer, but it applies only to certain plans in certain areas, and not everyone qualifies. It reduces your Part B premium, but the amount varies by plan and year.
Form CMS-L564 is a form your employer completes to confirm you had employer-sponsored group health coverage. You use it when enrolling in Medicare Part B outside your Initial Enrollment Period to avoid a late penalty.
No, you do not re-enroll in Medicare every year. Once you are enrolled, your coverage continues automatically unless you choose to make a change.
Relying only on VA benefits and skipping Part B is a gamble. VA coverage only applies at VA facilities for VA-approved conditions, and if you later want Part B, you may face a late enrollment penalty.
Utah has 14 Medicare Advantage plans for 2026.Availability varies by county.