Medicare in ZIP Code
84045
—
Saratoga Springs
40053
Population
40.292383
Latitude
-111.928756
Longitude
Demographic Data
ZIP code 84045 is located in Utah County, Utah, centered near Saratoga, with a total population of 43,369 and a median age of 23.2. This is a suburban community where 5.1% of the population is 65 or older (approximately 2,195 individuals). While the senior share is below the national average, Medicare beneficiaries in this area still access quality healthcare options. The racial and ethnic composition includes 85.8% White, 11.8% Hispanic/Latino, 1.3% Asian. The community is highly educated, with 52.2% of adults holding a bachelor's degree or higher, which often correlates with greater health literacy and proactive engagement with Medicare plan selection.
Economic Metrics
The median household income is $123,870, above the national median. Higher-income Medicare beneficiaries should note that Income-Related Monthly Adjustment Amounts (IRMAA) may apply to Part B and Part D premiums for individuals earning above $106,000 or couples above $212,000 annually. The poverty rate is relatively low at 5.4%. The unemployment rate is 2.1%. The median home value is $566,200 and median monthly rent is $2,201. Medicare beneficiaries in Utah County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Utah SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.