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The Part B premium is a monthly fee most Medicare enrollees pay for outpatient coverage. The standard amount changes each year, and higher earners pay more through a surcharge called IRMAA.
Several carriers offer Medicare Advantage plans in Utah, including SelectHealth, Regence BlueCross, UnitedHealthcare, Humana, Aetna, Molina, Devoted Health, Cigna, and Wellcare. Availability varies by county, and plan offerings change each year.
Network size varies by plan type and carrier. PPO plans generally offer broader access than HMO plans, but what counts as broad depends on where you live and which doctors you want to keep.
Start with your health needs, your doctors, and your prescriptions. Then compare what each plan costs monthly versus what you'd pay when you actually use care. There's no universal right answer, only what fits your situation.
Yes, most Medicare Advantage PPO plans allow you to see out-of-network providers, but you will typically pay more when you do, and not all providers will accept the plan's payment.
Utah has 14 Medicare Advantage plans for 2026.Availability varies by county.