Medicare in ZIP Code
84040
—
Layton
27223
Population
41.091695
Latitude
-111.897185
Longitude
Demographic Data
ZIP code 84040 is located in Davis County, Utah, centered near Layton, with a total population of 28,269 and a median age of 36.6. This is a suburban community where 14.2% of residents are 65 or older (approximately 4,005 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 86.0% White, 1.4% Black/African American, 11.2% Hispanic/Latino, 2.4% Asian. The community is highly educated, with 45.6% of adults holding a bachelor's degree or higher, which often correlates with greater health literacy and proactive engagement with Medicare plan selection.
Economic Metrics
The median household income is $123,297, above the national median. Higher-income Medicare beneficiaries should note that Income-Related Monthly Adjustment Amounts (IRMAA) may apply to Part B and Part D premiums for individuals earning above $106,000 or couples above $212,000 annually. The poverty rate is relatively low at 3.2%. The unemployment rate is 1.8%. The median home value is $486,300 and median monthly rent is $1,796. Medicare beneficiaries in Davis County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Utah SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.