Medicare in ZIP Code
18702
—
Avoca
42120
Population
41.2208
Latitude
-75.7736
Longitude
Demographic Data
ZIP code 18702 is located in Luzerne County, Pennsylvania, centered near Avoca, with a total population of 42,120 and a median age of 38.8. This is a urban community where 17.4% of residents are 65 or older (approximately 7,310 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 61.1% White, 13.8% Black/African American, 24.7% Hispanic/Latino, 2.2% Asian. Approximately 23.0% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
Economic Metrics
The median household income is $54,892, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. With a poverty rate of 18.3%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The unemployment rate of 8.2% is above the national average, which may indicate a greater need for social safety net programs including Medicare-Medicaid dual eligibility. The median home value is $115,700 and median monthly rent is $971. Medicare beneficiaries in Luzerne County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.