


Original Medicare (Parts A and B) does not cover routine dental, vision, or hearing care. Some Medicare Advantage plans include these benefits, but coverage varies widely by plan.
This is one of the biggest surprises for people new to Medicare. Original Medicare, meaning the federal Part A and Part B program, was designed around hospital and medical care. It does not pay for routine dental cleanings, fillings, or dentures. It does not cover eye exams for glasses or the glasses themselves. And it generally does not cover hearing exams or hearing aids. There are narrow exceptions. Medicare will cover certain dental work that is medically necessary before a heart procedure, for example, or an eye exam if you have diabetes-related eye disease. But day-to-day dental, vision, and hearing care? That falls outside the traditional program. This is where Medicare Advantage plans come in. Many of these plans, offered by private insurers, bundle in some level of dental, vision, and hearing benefits. The catch is that coverage varies a lot from plan to plan and year to year. One plan might cover two cleanings a year and a modest allowance for hearing aids. Another might offer very little. You need to read the plan details carefully before enrolling, and verify current benefits directly with the plan, since they can change annually.



Ohio veterans should think about how far they live from VA facilities and whether they want non-VA backup for routine or urgent care. That matters even more if you live outside one of the larger metro areas and want broader local access.

For you, this means if dental, vision, or hearing coverage matters, Original Medicare alone will not provide it, and you will need to either choose a Medicare Advantage plan that includes those benefits or purchase separate supplemental coverage.
Book a review with a licensed Medicare advisor.
