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ZIP code 18407 is located in Lackawanna County, Pennsylvania, centered near Carbondale, with a total population of 14,664 and a median age of 42.4. This is a urban community where 20.5% of residents are 65 or older (approximately 3,012 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 90.0% White, 1.6% Black/African American, 8.6% Hispanic/Latino, 1.0% Asian. About 26.4% of adults hold a bachelor's degree or higher.
The median household income is $57,261, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. With a poverty rate of 18.9%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The unemployment rate is 4.5%. The median home value is $142,600 and median monthly rent is $826. Medicare beneficiaries in Lackawanna County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
ZIP 18407 in Lackawanna County, PA is home to 14,664 residents with a an aging population. About 20.5% are 65 or older, moderately above the 17% national average. Median income of $57,261 means you might choose Original Medicare with Medigap, or select a Medicare Advantage plan with lower or no premiums.
Open Enrollment (October 15-December 7) is your chance to review and change your Medicare plan. Pennsylvania SHIP provides completely free, unbiased counseling to help you understand Original Medicare, Medicare Advantage plans, and Medigap supplements available in your area. Make your choice based on your personal healthcare needs, preferred doctors, and your budget.