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ZIP code 18246 is located in Luzerne County, Pennsylvania, centered near Avoca, with a total population of 152 and a median age of 26.4. This is a suburban community where 6.6% of the population is 65 or older (approximately 10 individuals). While the senior share is below the national average, Medicare beneficiaries in this area still access quality healthcare options. The racial and ethnic composition includes 57.9% White. About 35.4% of adults hold a bachelor's degree or higher.
The median household income is $158,306, above the national median. Higher-income Medicare beneficiaries should note that Income-Related Monthly Adjustment Amounts (IRMAA) may apply to Part B and Part D premiums for individuals earning above $106,000 or couples above $212,000 annually. The poverty rate is relatively low at 6.6%. The median home value is $122,100. Medicare beneficiaries in Luzerne County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
ZIP 18246 in Luzerne County, PA is home to 152 residents with a an aging population. Median income of $158,306 is above the national average. Check whether IRMAA adjustments apply to your Part B or Part D premiums.
Open Enrollment (October 15-December 7) is your chance to review and change your Medicare plan. Pennsylvania SHIP provides completely free, unbiased counseling to help you understand Original Medicare, Medicare Advantage plans, and Medigap supplements available in your area. Make your choice based on your personal healthcare needs, preferred doctors, and your budget.