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ZIP code 17978 is located in Dauphin County, Pennsylvania, centered near Millersburg, with a total population of 670 and a median age of 34.5. This is a rural community where 14.5% of residents are 65 or older (approximately 97 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 99.9% White, 2.4% Hispanic/Latino. Approximately 1.4% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
The median household income is $59,444, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. The poverty rate is relatively low at 4.9%. The unemployment rate is 1.6%. The median home value is $233,300 and median monthly rent is $875. Medicare beneficiaries in Dauphin County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
Residents in ZIP 17978 should carefully compare Original Medicare with Medigap supplemental insurance against Medicare Advantage plans, selecting based on your personal healthcare needs and doctor preferences. Compare specific coverage, costs, and provider networks during annual Open Enrollment (October 15–December 7). Original Medicare allows unrestricted provider choice; Medicare Advantage typically offers lower premiums but requires using in-network doctors.
Review your Part D prescription drug plan coverage every year because formularies, copayment amounts, and plan availability change annually. If you discover a plan with better costs or better coverage for your specific medications, you can switch during Open Enrollment at no penalty. Pennsylvania SHIP counselors help you compare options and complete enrollment forms at no charge.