How do I apply for a Medicare Savings Program in Utah?

A Medicare Savings Program, often called an MSP, is a state-run program that helps people with limited income and resources pay for Medicare costs. In Utah, these programs are administered through the Department of Workforce Services, not Medicare itself.There are four types of MSPs, each covering different costs. Some pay only your Part B premium (the monthly fee for outpatient Medicare coverage). Others also cover your deductibles and copays. Which one you qualify for depends on your income and assets.To apply, you have a few options. You can visit a local Utah Department of Workforce Services office in person. You can apply online through Utah's myCase portal at jobs.utah.gov/mycase. Or you can call 1-866-435-7414 to get help by phone.You'll need to provide information about your income, bank accounts, and any property you own. The income and asset limits change each year, so even if you were told you didn't qualify before, it's worth checking again.One thing many people don't realize: qualifying for even the most basic MSP automatically enrolls you in Extra Help, a federal program that reduces the cost of prescription drugs under Medicare Part D. That can add up to significant savings on its own.If you're unsure where to start, a free ADRC counselor can help you figure out whether you're likely to qualify and walk you through the paperwork.

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