Medicare in ZIP Code
17777
—
Watsontown
6801
Population
41.102
Latitude
-76.8532
Longitude
Key Points
- Your area has 6,801 residents with 20.8% age 65 or older (1,418 people), meaning Medicare coverage is key for the community.
- Median age is 40.0 years with household income of $59,125. These numbers help shape which Medicare plans fit your budget and health needs best.
- Poverty is low at 10.5%, suggesting financial stability. Still, all retirees should compare Original Medicare, Medicare Advantage, and Medigap options.
- 18.9% of residents hold bachelor's degrees, supporting health literacy. All Medicare beneficiaries benefit from free SHIP counseling explaining enrollment options.
- Median home value is $195,500, showing local cost of living. Higher housing costs reduce money available for Medicare plan premiums and out-of-pocket expenses.
- Unemployment rate is 2.4%. Some older adults work past 65, which affects Medicare eligibility timing and plan choices significantly.
Demographic Data
ZIP code 17777 is located in Montour County, Pennsylvania, centered near Watsontown, with a total population of 6,801 and a median age of 40.0. This is a suburban community where 20.8% of residents are 65 or older (approximately 1,418 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 96.6% White, 1.9% Hispanic/Latino. Approximately 18.9% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
Economic Metrics
The median household income is $59,125, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. The poverty rate is 10.5%. The unemployment rate is 2.4%. The median home value is $195,500 and median monthly rent is $832. Medicare beneficiaries in Montour County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
Interactive Tools / Medicare Calculators
Frequently Asked Medicare Questions
Can Utah SHIP help caregivers?
What documents do I need to enroll in Medicare?
What if I pick Medicare Advantage and later cannot get a supplement?
Can I get Medicare through my spouse's work history?
Can non-citizens or green card holders qualify for Medicare?
Medicare Advantage Plans
in
Heading
County
Key Takeaways
With 20.8% of your community at age 65+, Medicare is a major topic. You have three main paths: Original Medicare covers 80% of allowed doctor and hospital charges through any participating provider. Medicare Advantage plans bundle coverage with networks and lower costs. Medigap supplements Original Medicare to cover gaps. Enroll during Open Enrollment from October 15 through December 7 annually.
Even with low poverty at 10.5%, free help is available. Pennsylvania SHIP counselors explain Original Medicare, Advantage, Medigap, and Part D prescriptions at no cost. They compare plans and discuss switching without bias. Contact SHIP anytime—it's your federal right to unbiased assistance year-round.