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ZIP code 17240 is located in Cumberland County, Pennsylvania, centered near Mount Holly Springs, with a total population of 3,154 and a median age of 43.2. This is a suburban community where 17.3% of residents are 65 or older (approximately 546 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 97.9% White. Approximately 16.3% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
The median household income is $85,469, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is 8.1%. The unemployment rate is 4.7%. The median home value is $257,300 and median monthly rent is $1,354. Medicare beneficiaries in Cumberland County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
The Mount Holly Springs area has 17.3% of residents age 65 and older. Median household income is $85,469,, with 8.1% in poverty. Many residents qualify for Medicare Savings Programs to reduce Part B premiums and Extra Help to lower Part D prescription drug costs based on income level. When choosing between Original Medicare with supplemental Medigap and Medicare Advantage, consider both your provider preferences and budget.
Your Medicare coverage selection affects your healthcare access and out-of-pocket expenses throughout the year. With housing costs to manage, choose a plan you can afford long-term. Pennsylvania SHIP provides free, unbiased counseling during Open Enrollment (October 15–December 7) to help you compare plans, understand coverage options, and select the best plan for your health needs and financial situation.