Medicare in ZIP Code
17237
—
Greencastle
1672
Population
39.8417
Latitude
-77.5537
Longitude
Key Points
- ZIP 17237 has 1,672 residents with 15.7% age 65+ (263 seniors), above the 17% national average.
- Median income is $75,263,; 12.7% poverty rate. Many qualify for Medicare Savings Programs to pay Part B premiums or Extra Help for Part D drug costs.
- Home values average $189,500; rent around $1,291/month. Budget housing and healthcare together when choosing Original Medicare plus Medigap versus Medicare Advantage.
- Open Enrollment runs October 15–December 7 each year. Call Pennsylvania SHIP during this window for free help comparing Original Medicare, Medicare Advantage, and Medigap plans without sales pressure.
- Original Medicare with Medigap gives broad provider access; Medicare Advantage offers $0 premiums with network restrictions. Choose based on your doctor preferences and budget.
Demographic Data
ZIP code 17237 is located in Franklin County, Pennsylvania, centered near Greencastle, with a total population of 1,672 and a median age of 35.6. This is a rural community where 15.7% of residents are 65 or older (approximately 263 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 84.7% White, 2.7% Black/African American, 3.3% Hispanic/Latino. Approximately 15.1% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
Economic Metrics
The median household income is $75,263, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is 12.7%. The unemployment rate of 8.9% is above the national average, which may indicate a greater need for social safety net programs including Medicare-Medicaid dual eligibility. The median home value is $189,500 and median monthly rent is $1,291. Medicare beneficiaries in Franklin County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
Interactive Tools / Medicare Calculators
Frequently Asked Medicare Questions
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Medicare Advantage Plans
in
Heading
County
Key Takeaways
The Greencastle area has 15.7% of residents age 65 and older. Median household income is $75,263,, with 12.7% in poverty. Many residents qualify for Medicare Savings Programs to reduce Part B premiums and Extra Help to lower Part D prescription drug costs based on income level. When choosing between Original Medicare with supplemental Medigap and Medicare Advantage, consider both your provider preferences and budget.
Your Medicare coverage selection affects your healthcare access and out-of-pocket expenses throughout the year. With housing costs to manage, choose a plan you can afford long-term. Pennsylvania SHIP provides free, unbiased counseling during Open Enrollment (October 15–December 7) to help you compare plans, understand coverage options, and select the best plan for your health needs and financial situation.