Medicare in ZIP Code
16950
—
Coudersport
3256
Population
41.9193
Latitude
-77.523
Longitude
Key Points
- 3,256 residents here. 24.5% are 65+, about 798 seniors. Senior population drives demand for diverse Medicare plans.
- Median age is 47.0 years. Age diversity means varied health needs. Original Medicare, Advantage, and Medigap all serve different profiles.
- Median income $52,440. Earn above $106,000? IRMAA surcharges apply to Part B and Part D premiums during enrollment.
- Lower-income residents may qualify for dual Medicare-Medicaid coverage. This adds dental, vision, hearing, and transportation benefits beyond Original Medicare.
- Workers approaching 65 should plan ahead. If job-hunting before Medicare age, explore COBRA, marketplace plans, or Medicaid coverage.
- Open Enrollment is October 15 through December 7 every year. You can switch plans penalty-free. Compare Original Medicare, Advantage, and Medigap across multiple insurers side by side.
Demographic Data
ZIP code 16950 is located in Potter County, Pennsylvania, centered near Coudersport, with a total population of 3,256 and a median age of 47.0. This is a rural community where 24.5% of residents are 65 or older (approximately 798 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 98.1% White. Approximately 12.3% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
Economic Metrics
The median household income is $52,440, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. With a poverty rate of 16.8%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The unemployment rate is 5.7%. The median home value is $121,600 and median monthly rent is $653. Medicare beneficiaries in Potter County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
Interactive Tools / Medicare Calculators
Frequently Asked Medicare Questions
Can I see doctors in two states if I have Original Medicare plus Medigap?
What is my Medicare Initial Enrollment Period?
What are my total expected yearly costs with Medicare?
What happens if I miss my initial enrollment period
Medicare Advantage Plans
in
Heading
County
Key Takeaways
ZIP 16950 is home to 3,256 residents, with 24.5% age 65 and older. The median age of 47.0 years reflects your community's demographics. You have three main Medicare options. Original Medicare (Parts A and B) provides broad provider access with copays and deductibles. Medicare Advantage bundles coverage into one plan, typically with lower out-of-pocket costs. Medigap supplements Original Medicare to cover gaps.
Median household income in this area is $52,440; the poverty rate is varies%. Residents with lower incomes often qualify for Extra Help with Part D costs or Medicare-Medicaid dual coverage that adds dental and vision. Contact Pennsylvania SHIP for free counseling during Open Enrollment (October 15–December 7) to compare all plan types.