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You can help protect your parent from Medicare scams by teaching them the simple rule that Medicare will never call, text, or email them asking for their Medicare number, and that anyone who does is a scammer. Staying involved and being someone they feel comfortable calling when something seems off goes a long way.
A trustworthy Medicare agent is licensed, transparent about how they are paid, represents multiple insurance carriers, and never pressures you to decide on the spot. You can verify any agent's license through your state insurance department.
Medicare Advantage plans often have low or no monthly premiums and include extra benefits, but they come with network restrictions, prior authorization requirements, and variable out-of-pocket costs that matter most when your health needs increase.
Original Medicare works at both Intermountain Health and University of Utah Health, since most providers accept it. With Medicare Advantage, you need to check each plan's network carefully, because not all plans include both systems.
You can help a parent enroll in Medicare by gathering their key documents, walking through options with them, and either helping them apply through SSA.gov or connecting them with a licensed agent or free SHIP counselor. Your parent will need to consent to any decisions made on their behalf.
Utah has 14 Medicare Advantage plans for 2026.Availability varies by county.