Medicare in ZIP Code
16941
—
Coudersport
89
Population
41.9883
Latitude
-77.758
Longitude
Key Points
- This community is home to many Medicare-eligible residents. Senior population varies, driving demand for Original Medicare, Advantage, and Medigap plan options.
- Median age is 32.2 years. Age diversity means varied health needs. Original Medicare, Advantage, and Medigap all serve different profiles.
- Income level affects Medicare costs. Check if IRMAA surcharges apply. Income above $106,000 (individual) or $212,000 (couple) triggers higher Part B and D premiums.
- Lower-income residents may qualify for dual Medicare-Medicaid coverage. This adds dental, vision, hearing, and transportation benefits beyond Original Medicare.
- Unemployment 8.3%. Under 65? Explore COBRA, ACA plans, or Medicaid if job-hunting.
- Open Enrollment is October 15 through December 7 every year. You can switch plans penalty-free. Compare Original Medicare, Advantage, and Medigap across multiple insurers side by side.
Demographic Data
ZIP code 16941 is located in Potter County, Pennsylvania, centered near Coudersport, with a total population of 89 and a median age of 32.2. This is a rural community where 6.7% of the population is 65 or older (approximately 6 individuals). While the senior share is below the national average, Medicare beneficiaries in this area still access quality healthcare options. The racial and ethnic composition includes 100.0% White. Approximately 19.6% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
Economic Metrics
Income data is not currently available for ZIP code 16941. The poverty rate is relatively low at 3.4%. The unemployment rate of 8.3% is above the national average, which may indicate a greater need for social safety net programs including Medicare-Medicaid dual eligibility. The median home value is $110,000. Medicare beneficiaries in Potter County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
Interactive Tools / Medicare Calculators
Frequently Asked Medicare Questions
What is the difference between Medigap and Medicare Advantage?
Can I delay Social Security and still get Medicare at 65?
If I only focus on monthly premium, what am I missing?
What is a Special Enrollment Period for Medicare?
Medicare Advantage Plans
in
Heading
County
Key Takeaways
ZIP 16941 is home to 89 residents, with 17%% age 65 and older. The median age of 32.2 years reflects your community's demographics. You have three main Medicare options. Original Medicare (Parts A and B) provides broad provider access with copays and deductibles. Medicare Advantage bundles coverage into one plan, typically with lower out-of-pocket costs. Medigap supplements Original Medicare to cover gaps.
Median household income in this area is $the area median; the poverty rate is varies%. Residents with lower incomes often qualify for Extra Help with Part D costs or Medicare-Medicaid dual coverage that adds dental and vision. Contact Pennsylvania SHIP for free counseling during Open Enrollment (October 15–December 7) to compare all plan types.