Medicare in ZIP Code
16801
—
State College
42153
Population
40.7925
Latitude
-77.8523
Longitude
Key Points
- ZIP code 16801 is located in Centre County, Pennsylvania, and is centered near the city of State. This area has a total population of 42,153 residents.
- Seniors age 65 and older represent 13.9% of this community's population, which equals approximately 5,876 individuals who need Medicare coverage.
- In this area, 13.9% of adults have earned bachelor's degrees or higher education, which affects healthcare decision making.
- The median household income in this ZIP code is $62,821, which may qualify residents for Medicare Savings Programs assistance.
- The poverty rate here is 28.1%, which means a portion of residents may qualify for Medicaid combined with Medicare (dual eligible status).
- Median home values are $400,400. Open Enrollment happens October 15 to December 7 each year for Medicare changes.
Demographic Data
ZIP code 16801 is located in Centre County, Pennsylvania, centered near State College, with a total population of 42,153 and a median age of 27.2. This is a urban community where 13.9% of residents are 65 or older (approximately 5,876 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 81.9% White, 2.6% Black/African American, 4.0% Hispanic/Latino, 8.7% Asian. The community is highly educated, with 66.6% of adults holding a bachelor's degree or higher, which often correlates with greater health literacy and proactive engagement with Medicare plan selection.
Economic Metrics
The median household income is $62,821, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. With a poverty rate of 28.1%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The unemployment rate is 4.6%. The median home value is $400,400 and median monthly rent is $1,221. Medicare beneficiaries in Centre County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
Interactive Tools / Medicare Calculators
Frequently Asked Medicare Questions
Does Medicare cover dental, vision, and hearing?
How do I appeal a Medicare claim denial?
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Medicare Advantage Plans
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County
Key Takeaways
ZIP 16801 in Centre County has 42,153 residents, with 13.9% aged 65 and older. At age 65, you become eligible for Medicare. Original Medicare Part A covers hospital stays and inpatient services. Part B covers doctor visits and outpatient care services. Medicare Advantage (Part C) combines both and often includes dental and vision. Part D helps cover prescription medication costs.
Your Open Enrollment period runs October 15 to December 7 annually, allowing you to change plans. The median income of $62,821 may qualify residents for Savings Programs that help with premiums. With 28.1% poverty, residents may qualify for Medicaid with Medicare (dual eligible), including dental, vision, and transportation. Pennsylvania SHIP counselors offer free guidance on all Medicare coverage options.