Medicare in ZIP Code
16415
—
Union City
10251
Population
42.0407
Latitude
-80.2395
Longitude
Key Points
- ZIP code 16415 has 10,251 residents who count on Medicare and health insurance to manage their health and medical costs.
- About 20.7% of this community is age 65 or older, which means Medicare planning matters greatly for many residents here.
- The median household income here is $105,604 per year, which directly affects what you pay out of pocket for healthcare.
- Medicare offers four main choices: Original Medicare, Medicare Advantage, Medigap supplemental coverage, and Part D prescriptions.
- Pennsylvania's SHIP program offers completely free, confidential, and impartial counseling to help you pick the right plan for you.
Demographic Data
ZIP code 16415 is located in Erie County, Pennsylvania, centered near Union City, with a total population of 10,251 and a median age of 43.2. This is a urban community where 20.7% of residents are 65 or older (approximately 2,118 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 92.8% White, 1.4% Hispanic/Latino, 2.8% Asian. The community is highly educated, with 46.1% of adults holding a bachelor's degree or higher, which often correlates with greater health literacy and proactive engagement with Medicare plan selection.
Economic Metrics
The median household income is $105,604, above the national median. Higher-income Medicare beneficiaries should note that Income-Related Monthly Adjustment Amounts (IRMAA) may apply to Part B and Part D premiums for individuals earning above $106,000 or couples above $212,000 annually. The poverty rate is relatively low at 4.6%. The unemployment rate is 5.1%. The median home value is $286,300 and median monthly rent is $1,229. Medicare beneficiaries in Erie County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
Interactive Tools / Medicare Calculators
Frequently Asked Medicare Questions
What does Medicare Part A cover?
Is the Medicare giveback benefit real or a sales pitch?
Can I have both Medicare and Medicaid?
Does employer size affect whether I need to take Part B at 65?
Medicare Advantage Plans
in
Heading
County
Key Takeaways
ZIP code 16415 has about 20.7% of residents who are 65 or older. Medicare includes four main options to consider. Original Medicare provides hospital and doctor coverage. Medicare Advantage (Part C) often includes extra benefits like dental or gym memberships. Medigap supplemental plans help pay costs Original Medicare leaves behind. Part D covers prescription drugs.
With a median income of $105,604, review what you can afford and what assistance you might get. Some residents may qualify for Extra Help with prescriptions or Medicare Savings Programs for premiums and costs. Open Enrollment is October 15 through December 7. Call Pennsylvania SHIP anytime for free, personalized counseling.