Medicare in ZIP Code
16342
—
New Wilmington
2185
Population
41.3583
Latitude
-79.9346
Longitude
Key Points
- ZIP code 16342 has 2,185 residents who count on Medicare and health insurance to manage their health and medical costs.
- About 30.3% of this community is age 65 or older, which means Medicare planning matters greatly for many residents here.
- The median household income here is $62,227 per year, which directly affects what you pay out of pocket for healthcare.
- With 16.1% living in poverty, many residents qualify for Medicare Savings Programs to help with premiums and costs.
- Medicare offers four main choices: Original Medicare, Medicare Advantage, Medigap supplemental coverage, and Part D prescriptions.
- Pennsylvania's SHIP program offers completely free, confidential, and impartial counseling to help you pick the right plan for you.
Demographic Data
ZIP code 16342 is located in Mercer County, Pennsylvania, centered near New Wilmington, with a total population of 2,185 and a median age of 54.8. This is a rural community with a notably high senior population — 30.3% of residents are 65 or older (approximately 662 individuals), well above the national average of 17%. This creates strong demand for Medicare services, local healthcare providers, and senior support programs. The racial and ethnic composition includes 94.1% White, 1.0% Black/African American, 1.2% Hispanic/Latino. Approximately 20.8% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
Economic Metrics
The median household income is $62,227, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. With a poverty rate of 16.1%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The unemployment rate is 4.3%. The median home value is $113,700 and median monthly rent is $721. Medicare beneficiaries in Mercer County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
Interactive Tools / Medicare Calculators
Frequently Asked Medicare Questions
What is the best Medicare choice in Utah if I travel a lot?
What costs am I still responsible for even with Medicare?
Can I buy Medigap if I am under 65 and disabled?
What am I supposed to do first, second, and third with Medicare?
What is the General Enrollment Period for Medicare?
Medicare Advantage Plans
in
Heading
County
Key Takeaways
ZIP code 16342 has about 30.3% of residents who are 65 or older. Medicare includes four main options to consider. Original Medicare provides hospital and doctor coverage. Medicare Advantage (Part C) often includes extra benefits like dental or gym memberships. Medigap supplemental plans help pay costs Original Medicare leaves behind. Part D covers prescription drugs.
With a median income of $62,227, review what you can afford and what assistance you might get. Some residents may qualify for Extra Help with prescriptions or Medicare Savings Programs for premiums and costs. Open Enrollment is October 15 through December 7. Call Pennsylvania SHIP anytime for free, personalized counseling.