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ZIP code 16333 is located in Mckean County, Pennsylvania, centered near Port Allegany, with a total population of 191 and a median age of 56.8. This is a rural community with a notably high senior population — 26.2% of residents are 65 or older (approximately 50 individuals), well above the national average of 17%. This creates strong demand for Medicare services, local healthcare providers, and senior support programs. The racial and ethnic composition includes 98.4% White. Approximately 8.8% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
The median household income is $44,500, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. The poverty rate is relatively low at 4.2%. The unemployment rate of 8.2% is above the national average, which may indicate a greater need for social safety net programs including Medicare-Medicaid dual eligibility. The median home value is $71,800. Medicare beneficiaries in Mckean County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
ZIP code 16333 has about 26.2% of residents who are 65 or older. Medicare includes four main options to consider. Original Medicare provides hospital and doctor coverage. Medicare Advantage (Part C) often includes extra benefits like dental or gym memberships. Medigap supplemental plans help pay costs Original Medicare leaves behind. Part D covers prescription drugs.
With a median income of $44,500, review what you can afford and what assistance you might get. Some residents may qualify for Extra Help with prescriptions or Medicare Savings Programs for premiums and costs. Open Enrollment is October 15 through December 7. Call Pennsylvania SHIP anytime for free, personalized counseling.