Medicare in ZIP Code
16230
—
Clarion
485
Population
41.0178
Latitude
-79.2799
Longitude
Key Points
- Your ZIP code is home to 485 residents, with 18.6% age 65 or older, significantly higher than the 17% national senior average.
- Approximately 90 seniors live here, requiring careful Medicare plan selection for health security and managing medical expenses.
- Median household income is $46,696,, which directly affects which Medicare plans fit your budget and what monthly out-of-pocket costs you'll face.
- Your area has 7.8% poverty, meaning residents likely qualify for Extra Help with Part D prescriptions or Medicare Savings Programs reducing premiums.
- Open Enrollment runs October 15 through December 7 annually. Pennsylvania SHIP provides free Medicare counseling at county offices to help you understand all available options.
Demographic Data
ZIP code 16230 is located in Clarion County, Pennsylvania, centered near Clarion, with a total population of 485 and a median age of 40.8. This is a rural community where 18.6% of residents are 65 or older (approximately 90 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 99.0% White. Approximately 15.3% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
Economic Metrics
The median household income is $46,696, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. The poverty rate is relatively low at 7.8%. The unemployment rate of 8.8% is above the national average, which may indicate a greater need for social safety net programs including Medicare-Medicaid dual eligibility. The median home value is $91,400 and median monthly rent is $775. Medicare beneficiaries in Clarion County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
Interactive Tools / Medicare Calculators
Frequently Asked Medicare Questions
Which Medicare option is best if I live in Utah but spend winters in Arizona?
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What dates are Medicare Annual Enrollment and what can I change?
Can I have both Medicare and Medicaid?
Medicare Advantage Plans
in
Heading
County
Key Takeaways
Your Clarion County community is home to 485 residents with 18.6% age 65 or older. Your Medicare options include Original Medicare paired with Medigap for flexible provider choice, Medicare Advantage with zero premiums but limited networks, or Part D for prescription medications. Choose the plan matching your income, doctors, and healthcare expectations.
Many residents in your area can access financial help with Medicare costs. During Open Enrollment from October 15 to December 7, compare all plans using Medicare.gov comparison tools. Pennsylvania SHIP offers free counseling year-round, helping you understand actual costs and which plan works best for your situation.