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ZIP code 16123 is located in Beaver County, Pennsylvania, centered near Conway, with a total population of 2,601 and a median age of 52.0. This is a suburban community where 16.0% of residents are 65 or older (approximately 415 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 97.6% White. About 29.5% of adults hold a bachelor's degree or higher.
The median household income is $104,750, above the national median. Higher-income Medicare beneficiaries should note that Income-Related Monthly Adjustment Amounts (IRMAA) may apply to Part B and Part D premiums for individuals earning above $106,000 or couples above $212,000 annually. The poverty rate is relatively low at 2.3%. The unemployment rate of 7.8% is above the national average, which may indicate a greater need for social safety net programs including Medicare-Medicaid dual eligibility. The median home value is $236,600 and median monthly rent is $1,044. Medicare beneficiaries in Beaver County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
Your Beaver County community is home to 2,601 residents with 16.0% age 65 or older. Your Medicare options include Original Medicare paired with Medigap for flexible provider choice, Medicare Advantage with zero premiums but limited networks, or Part D for prescription medications. Choose the plan matching your income, doctors, and healthcare expectations.
Many residents in your area can access financial help with Medicare costs. During Open Enrollment from October 15 to December 7, compare all plans using Medicare.gov comparison tools. Pennsylvania SHIP offers free counseling year-round, helping you understand actual costs and which plan works best for your situation.