Which Medicare Advantage plans include Intermountain hospitals?
The short answer
SelectHealth Medicare Advantage plans have the most consistent access to Intermountain hospitals, given the ownership connection between the two organizations. Other carriers may include Intermountain facilities, but you should verify before enrolling.
The full explanation
Because SelectHealth is part of Intermountain Health, their Medicare Advantage plans are structured around Intermountain facilities. That includes major hospitals like Intermountain Medical Center in Murray, LDS Hospital in Salt Lake City, McKay-Dee in Ogden, Utah Valley Hospital in Provo, and other Intermountain-owned facilities across the state.Some other carriers, particularly those offering PPO plans, may also include Intermountain hospitals in their networks, either as preferred or out-of-network facilities. But the terms matter. An out-of-network hospital visit, even if technically allowed under a PPO, can come with significantly higher cost-sharing.Hospital network contracts are renegotiated periodically, and participation is not guaranteed to stay the same year after year. Before you enroll, go to the carrier's provider directory and search specifically for the hospital you expect to use. If you have a planned surgery or ongoing specialty care at an Intermountain facility, this is especially important to confirm.
Related Medicare Resources
In
Utah
specifically
Intermountain Health operates hospitals across Utah, from the Wasatch Front to rural communities. SelectHealth plans are built around these facilities. Some PPO plans from other carriers may include Intermountain hospitals, but cost-sharing terms can differ significantly.
What this means for you
For you, this means hospital network access is just as important as doctor access, and a quick directory check before you enroll can prevent a very expensive surprise later.
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