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Yes. Having Medicaid does not prevent you from getting Medicare. In fact, many people have both at the same time, and this combination is called dual eligibility.
Yes, Medicare covers outpatient surgery and physical therapy under Part B. You typically pay 20% of the Medicare-approved cost after meeting your deductible.
Watch out for high-pressure tactics, unsolicited contact, requests for your Medicare number before you've agreed to anything, and promises that sound too good to be true. Legitimate agents don't need to rush you.
Watch for agents who rush you, avoid your questions, or push one plan without asking about your doctors or prescriptions. A trustworthy agent learns your situation before making any recommendation.
Medicare Advantage tends to work well for people who want lower monthly costs, don't mind working within a network of doctors, and are relatively healthy. It can also suit people who want extra benefits like dental, vision, or hearing coverage.
Utah has 14 Medicare Advantage plans for 2026.Availability varies by county.