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Original Medicare is the federal health insurance program made up of Part A (hospital coverage) and Part B (medical coverage). It covers many health care services but does not cover everything, and it does not cap what you can owe out of pocket in a year.
Original Medicare does not require referrals to see specialists. However, if you have a Medicare Advantage plan, referral rules depend on the specific plan you chose.
Medigap is generally the more flexible option for people who split time between two states, because it works with any provider that accepts Medicare, regardless of where you are.
Yes. People with End-Stage Renal Disease (ESRD) or ALS (also called Lou Gehrig's disease) can qualify for Medicare before age 65, regardless of their work history.
Network size varies by plan type and carrier. PPO plans generally offer broader access than HMO plans, but what counts as broad depends on where you live and which doctors you want to keep.
Utah has 14 Medicare Advantage plans for 2026.Availability varies by county.