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To find your lowest total drug cost, compare plans using Medicare's Plan Finder tool at Medicare.gov, entering your specific medications. Total cost includes the premium, your deductible, and what you'll pay at the pharmacy for each drug throughout the year.
If you later want to switch from Medicare Advantage to Original Medicare with a supplement, you may be denied coverage or charged higher premiums based on your health history, unless you qualify for a special guaranteed-issue right.
No, you do not re-enroll in Medicare every year. Once you are enrolled, your coverage continues automatically unless you choose to make a change.
If you develop health problems while on Medicare Advantage and later try to switch to a Medicare Supplement plan, insurers can typically deny you or charge higher premiums based on your health, unless you have a guaranteed-issue right.
Catastrophic coverage is the final phase of Medicare Part D drug coverage, reached after you and your plan have spent a certain amount on covered drugs in a year. Once there, your out-of-pocket costs for covered drugs drop significantly.
Utah has 14 Medicare Advantage plans for 2026.Availability varies by county.