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ZIP code 84121 is located in Salt Lake County, Utah, centered near Cottonwood, with a total population of 39,204 and a median age of 40.1. This is a suburban community where 19.3% of residents are 65 or older (approximately 7,565 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 87.1% White, 6.8% Hispanic/Latino, 3.7% Asian. The community is highly educated, with 52.3% of adults holding a bachelor's degree or higher, which often correlates with greater health literacy and proactive engagement with Medicare plan selection.
The median household income is $114,912, above the national median. Higher-income Medicare beneficiaries should note that Income-Related Monthly Adjustment Amounts (IRMAA) may apply to Part B and Part D premiums for individuals earning above $106,000 or couples above $212,000 annually. The poverty rate is relatively low at 6.5%. The unemployment rate is 2.6%. The median home value is $614,500 and median monthly rent is $1,732. Medicare beneficiaries in Salt Lake County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Utah SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.