Medicare in ZIP Code
45640
—
Jackson
16360
Population
39.0428
Latitude
-82.6472
Longitude
Demographic Data
ZIP code 45640 is located in Jackson County, Ohio, centered near Jackson, with a total population of 16,360 and a median age of 40.2. This is a rural community where 18.6% of residents are 65 or older (approximately 3,037 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 95.4% White, 1.1% Asian. Approximately 19.8% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
Economic Metrics
The median household income is $62,813, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. With a poverty rate of 15.1%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The unemployment rate is 3.4%. The median home value is $165,800 and median monthly rent is $769. Medicare beneficiaries in Jackson County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.