Medicare in ZIP Code
45613
—
Oak Hill
3331
Population
39.0332
Latitude
-82.8514
Longitude
Demographic Data
ZIP code 45613 is located in Jackson County, Ohio, centered near Oak Hill, with a total population of 3,331 and a median age of 44.0. This is a rural community where 18.9% of residents are 65 or older (approximately 629 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 94.0% White, 1.6% Hispanic/Latino, 1.5% Asian. Approximately 13.3% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
Economic Metrics
The median household income is $36,855, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. With a poverty rate of 29.8%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The unemployment rate is 2.9%. The median home value is $149,800 and median monthly rent is $820. Medicare beneficiaries in Jackson County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.