Medicare in ZIP Code
45440
—
Dayton
22730
Population
39.6749
Latitude
-84.1136
Longitude
Demographic Data
ZIP code 45440 is located in Greene County, Ohio, centered near Dayton, with a total population of 22,730 and a median age of 40.3. This is a urban community where 20.2% of residents are 65 or older (approximately 4,594 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 82.6% White, 5.5% Black/African American, 4.7% Hispanic/Latino, 1.8% Asian. The community is highly educated, with 46.4% of adults holding a bachelor's degree or higher, which often correlates with greater health literacy and proactive engagement with Medicare plan selection.
Economic Metrics
The median household income is $83,378, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is 11.7%. The unemployment rate is 2.3%. The median home value is $248,200 and median monthly rent is $1,122. Medicare beneficiaries in Greene County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.