Medicare in ZIP Code
45068
—
Waynesville
11606
Population
39.5285
Latitude
-84.0815
Longitude
Demographic Data
ZIP code 45068 is located in Clinton County, Ohio, centered near Waynesville, with a total population of 11,606 and a median age of 45.0. This is a suburban community where 18.9% of residents are 65 or older (approximately 2,189 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 92.2% White, 3.7% Hispanic/Latino, 3.1% Asian. The community is highly educated, with 43.3% of adults holding a bachelor's degree or higher, which often correlates with greater health literacy and proactive engagement with Medicare plan selection.
Economic Metrics
The median household income is $95,040, above the national median. Higher-income Medicare beneficiaries should note that Income-Related Monthly Adjustment Amounts (IRMAA) may apply to Part B and Part D premiums for individuals earning above $106,000 or couples above $212,000 annually. The poverty rate is relatively low at 6.8%. The unemployment rate is 5.5%. The median home value is $325,000 and median monthly rent is $1,252. Medicare beneficiaries in Clinton County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.