Medicare in ZIP Code
44445
—
New Waterford
3067
Population
40.8489
Latitude
-80.6209
Longitude
Demographic Data
ZIP code 44445 is located in Columbiana County, Ohio, centered near New Waterford, with a total population of 3,067 and a median age of 38.7. This is a suburban community where 12.7% of residents are 65 or older (approximately 390 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 95.3% White. Approximately 15.7% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
Economic Metrics
The median household income is $90,352, above the national median. Higher-income Medicare beneficiaries should note that Income-Related Monthly Adjustment Amounts (IRMAA) may apply to Part B and Part D premiums for individuals earning above $106,000 or couples above $212,000 annually. The poverty rate is 12.0%. The unemployment rate is 5.1%. The median home value is $194,300 and median monthly rent is $558. Medicare beneficiaries in Columbiana County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.