Medicare in ZIP Code
44076
—
Orwell
4878
Population
41.5293
Latitude
-80.8208
Longitude
Demographic Data
ZIP code 44076 is located in Ashtabula County, Ohio, centered near Orwell, with a total population of 4,878 and a median age of 38.6. This is a rural community where 15.3% of residents are 65 or older (approximately 745 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 95.6% White, 1.3% Black/African American. Approximately 9.8% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
Economic Metrics
The median household income is $53,512, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. With a poverty rate of 16.2%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The unemployment rate is 3.2%. The median home value is $163,000 and median monthly rent is $772. Medicare beneficiaries in Ashtabula County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.