Medicare in ZIP Code
43432
—
Elmore
1272
Population
41.5647
Latitude
-83.2613
Longitude
Demographic Data
ZIP code 43432 is located in Ottawa County, Ohio, centered near Elmore, with a total population of 1,272 and a median age of 49.3. This is a suburban community where 23.2% of residents are 65 or older (approximately 295 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 96.1% White, 1.2% Hispanic/Latino. About 27.6% of adults hold a bachelor's degree or higher.
Economic Metrics
The median household income is $146,579, above the national median. Higher-income Medicare beneficiaries should note that Income-Related Monthly Adjustment Amounts (IRMAA) may apply to Part B and Part D premiums for individuals earning above $106,000 or couples above $212,000 annually. The unemployment rate is 2.4%. The median home value is $216,100. Medicare beneficiaries in Ottawa County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.