Medicare in ZIP Code
43420
—
Fremont
29400
Population
41.3498
Latitude
-83.1181
Longitude
Demographic Data
ZIP code 43420 is located in Ottawa County, Ohio, centered near Fremont, with a total population of 29,400 and a median age of 40.9. This is a suburban community where 18.8% of residents are 65 or older (approximately 5,541 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 80.1% White, 5.7% Black/African American, 14.4% Hispanic/Latino. Approximately 18.6% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
Economic Metrics
The median household income is $62,802, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. With a poverty rate of 16.4%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The unemployment rate is 4.0%. The median home value is $142,400 and median monthly rent is $824. Medicare beneficiaries in Ottawa County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Ohio SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.