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ZIP code 18848 is located in Bradford County, Pennsylvania, centered near Towanda, with a total population of 8,625 and a median age of 48.6. This is a rural community with a notably high senior population — 25.1% of residents are 65 or older (approximately 2,161 individuals), well above the national average of 17%. This creates strong demand for Medicare services, local healthcare providers, and senior support programs. The racial and ethnic composition includes 96.3% White, 1.6% Black/African American, 1.5% Hispanic/Latino. Approximately 21.3% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
The median household income is $57,391, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. The poverty rate is 13.6%. The unemployment rate is 4.1%. The median home value is $178,300 and median monthly rent is $883. Medicare beneficiaries in Bradford County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
Your Bradford County community includes 2 beneficiaries age 65 and older. The median age here is 48.6, showing an older population. At median household income of $57,391 carefully review whether Original Medicare with Medigap, Medicare Advantage plans with zero premiums, or Part D standalone drug plans fit your healthcare needs and budget.
If your household income is under $75,000 apply for Medicare Savings Programs to help cover Part B premiums and deductibles. Extra Help reduces copayments for Part D prescription drugs. Contact Pennsylvania SHIP at no cost for free, unbiased guidance on your best coverage options.