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ZIP code 18814 is located in Bradford County, Pennsylvania, centered near Towanda, with a total population of 163 and a median age of 42.5. This is a rural community where 20.9% of residents are 65 or older (approximately 34 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 95.7% White, 1.2% Black/African American, 2.5% Hispanic/Latino. Approximately 13.4% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
The median household income is $42,188, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. The poverty rate is 14.1%. The unemployment rate is 1.3%. The median home value is $217,900 and median monthly rent is $913. Medicare beneficiaries in Bradford County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
Your Bradford County community includes 34 beneficiaries age 65 and older. The median age here is 42.5., showing an older population. At median household income of $42,188 carefully review whether Original Medicare with Medigap, Medicare Advantage plans with zero premiums, or Part D standalone drug plans fit your healthcare needs and budget.
If your household income is under $75,000 apply for Medicare Savings Programs to help cover Part B premiums and deductibles. Extra Help reduces copayments for Part D prescription drugs. Contact Pennsylvania SHIP at no cost for free, unbiased guidance on your best coverage options.