Medicare in ZIP Code
18701
—
Avoca
3926
Population
41.2436
Latitude
-75.885
Longitude
Demographic Data
ZIP code 18701 is located in Luzerne County, Pennsylvania, centered near Avoca, with a total population of 3,926 and a median age of 22.5. This is a urban community where 18.2% of residents are 65 or older (approximately 715 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 72.1% White, 9.9% Black/African American, 14.3% Hispanic/Latino, 3.0% Asian. About 25.0% of adults hold a bachelor's degree or higher.
Economic Metrics
The median household income is $32,417, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. With a poverty rate of 18.4%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The unemployment rate is 6.7%. The median home value is $245,700 and median monthly rent is $842. Medicare beneficiaries in Luzerne County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
