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ZIP code 18655 is located in Columbia County, Pennsylvania, centered near Berwick, with a total population of 5,789 and a median age of 47.9. This is a suburban community with a notably high senior population — 25.0% of residents are 65 or older (approximately 1,447 individuals), well above the national average of 17%. This creates strong demand for Medicare services, local healthcare providers, and senior support programs. The racial and ethnic composition includes 95.3% White, 2.6% Hispanic/Latino. Approximately 17.1% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
The median household income is $68,362, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is relatively low at 7.4%. The unemployment rate of 7.5% is above the national average, which may indicate a greater need for social safety net programs including Medicare-Medicaid dual eligibility. The median home value is $167,000 and median monthly rent is $889. Medicare beneficiaries in Columbia County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
Your Columbia County community includes 1 beneficiaries age 65 and older. The median age here is 47.9., showing an older population. At median household income of $68,362 carefully review whether Original Medicare with Medigap, Medicare Advantage plans with zero premiums, or Part D standalone drug plans fit your healthcare needs and budget.
If your household income is under $75,000 apply for Medicare Savings Programs to help cover Part B premiums and deductibles. Extra Help reduces copayments for Part D prescription drugs. Contact Pennsylvania SHIP at no cost for free, unbiased guidance on your best coverage options.