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ZIP code 18643 is located in Luzerne County, Pennsylvania, centered near Pittston, with a total population of 12,683 and a median age of 44.8. This is a urban community where 22.4% of residents are 65 or older (approximately 2,838 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 92.7% White, 2.7% Black/African American, 3.2% Hispanic/Latino. About 25.5% of adults hold a bachelor's degree or higher.
The median household income is $61,685, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is 12.0%. The unemployment rate is 4.8%. The median home value is $156,900 and median monthly rent is $956. Medicare beneficiaries in Luzerne County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
Your Luzerne County community includes 2 beneficiaries age 65 and older. The median age here is 44.8., showing an older population. At median household income of $61,685 carefully review whether Original Medicare with Medigap, Medicare Advantage plans with zero premiums, or Part D standalone drug plans fit your healthcare needs and budget.
If your household income is under $75,000 apply for Medicare Savings Programs to help cover Part B premiums and deductibles. Extra Help reduces copayments for Part D prescription drugs. Contact Pennsylvania SHIP at no cost for free, unbiased guidance on your best coverage options.