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ZIP code 18512 is located in Lackawanna County, Pennsylvania, centered near Scranton, with a total population of 12,714 and a median age of 40.6. This is a urban community where 19.8% of residents are 65 or older (approximately 2,513 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 89.6% White, 1.1% Black/African American, 4.9% Hispanic/Latino, 3.7% Asian. About 29.2% of adults hold a bachelor's degree or higher.
The median household income is $63,097, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is 12.5%. The unemployment rate is 4.6%. The median home value is $173,500 and median monthly rent is $927. Medicare beneficiaries in Lackawanna County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
Your Lackawanna County community includes 2 beneficiaries age 65 and older. The median age here is 40.6., showing an older population. At median household income of $63,097 carefully review whether Original Medicare with Medigap, Medicare Advantage plans with zero premiums, or Part D standalone drug plans fit your healthcare needs and budget.
If your household income is under $75,000 apply for Medicare Savings Programs to help cover Part B premiums and deductibles. Extra Help reduces copayments for Part D prescription drugs. Contact Pennsylvania SHIP at no cost for free, unbiased guidance on your best coverage options.