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ZIP code 18505 is located in Lackawanna County, Pennsylvania, centered near Scranton, with a total population of 21,417 and a median age of 38.6. This is a urban community where 18.8% of residents are 65 or older (approximately 4,031 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 64.1% White, 6.8% Black/African American, 20.2% Hispanic/Latino, 6.1% Asian. About 25.8% of adults hold a bachelor's degree or higher.
The median household income is $52,599, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. With a poverty rate of 19.8%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The unemployment rate is 6.2%. The median home value is $139,800 and median monthly rent is $954. Medicare beneficiaries in Lackawanna County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
Your Lackawanna County community includes 4 beneficiaries age 65 and older. The median age here is 38.6., showing an older population. At median household income of $52,599 carefully review whether Original Medicare with Medigap, Medicare Advantage plans with zero premiums, or Part D standalone drug plans fit your healthcare needs and budget.
If your household income is under $75,000 apply for Medicare Savings Programs to help cover Part B premiums and deductibles. Extra Help reduces copayments for Part D prescription drugs. With unemployment at 6.2%, check dual eligibility for additional state benefits. Contact Pennsylvania SHIP at no cost for free, unbiased guidance on your best coverage options.