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ZIP code 18445 is located in Pike County, Pennsylvania, centered near Matamoras, with a total population of 2,488 and a median age of 43.7. This is a rural community where 20.5% of residents are 65 or older (approximately 510 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 77.8% White, 12.7% Hispanic/Latino, 5.3% Asian. Approximately 20.3% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
The median household income is $50,625, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. With a poverty rate of 26.3%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The unemployment rate of 7.5% is above the national average, which may indicate a greater need for social safety net programs including Medicare-Medicaid dual eligibility. The median home value is $244,400 and median monthly rent is $858. Medicare beneficiaries in Pike County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
ZIP 18445 in Pike County, PA is home to 2,488 residents with a an aging population. About 20.5% are 65 or older, moderately above the 17% national average. Median income of $50,625 means you might choose Original Medicare with Medigap, or select a Medicare Advantage plan with lower or no premiums.
Open Enrollment (October 15-December 7) is your chance to review and change your Medicare plan. Pennsylvania SHIP provides completely free, unbiased counseling to help you understand Original Medicare, Medicare Advantage plans, and Medigap supplements available in your area. Make your choice based on your personal healthcare needs, preferred doctors, and your budget.