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ZIP code 18440 is located in Lackawanna County, Pennsylvania, centered near Moscow, with a total population of 37 and a median age of 67.0. This is a suburban community with a notably high senior population — 54.1% of residents are 65 or older (approximately 20 individuals), well above the national average of 17%. This creates strong demand for Medicare services, local healthcare providers, and senior support programs. The racial and ethnic composition includes 100.0% White. The community is highly educated, with 70.3% of adults holding a bachelor's degree or higher, which often correlates with greater health literacy and proactive engagement with Medicare plan selection.
The median household income is $250,001, above the national median. Higher-income Medicare beneficiaries should note that Income-Related Monthly Adjustment Amounts (IRMAA) may apply to Part B and Part D premiums for individuals earning above $106,000 or couples above $212,000 annually. Medicare beneficiaries in Lackawanna County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
ZIP 18440 in Lackawanna County, PA is home to 37 residents with a an aging population. With 54.1% of residents age 65 or older, this community has strong Medicare coverage needs. Median income of $250,001 is above the national average. Check whether IRMAA adjustments apply to your Part B or Part D premiums.
Open Enrollment (October 15-December 7) is your chance to review and change your Medicare plan. Pennsylvania SHIP provides completely free, unbiased counseling to help you understand Original Medicare, Medicare Advantage plans, and Medigap supplements available in your area. Make your choice based on your personal healthcare needs, preferred doctors, and your budget.