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ZIP code 18438 is located in Wayne County, Pennsylvania, centered near Honesdale, with a total population of 1,474 and a median age of 62.3. This is a suburban community with a notably high senior population — 38.1% of residents are 65 or older (approximately 561 individuals), well above the national average of 17%. This creates strong demand for Medicare services, local healthcare providers, and senior support programs. The racial and ethnic composition includes 84.5% White, 2.6% Hispanic/Latino. About 38.3% of adults hold a bachelor's degree or higher.
The median household income is $59,808, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. The poverty rate is 8.1%. The unemployment rate is 5.6%. The median home value is $352,600. Medicare beneficiaries in Wayne County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
ZIP 18438 in Wayne County, PA is home to 1,474 residents with a an aging population. With 38.1% of residents age 65 or older, this community has strong Medicare coverage needs. Median income of $59,808 means you might choose Original Medicare with Medigap, or select a Medicare Advantage plan with lower or no premiums.
Open Enrollment (October 15-December 7) is your chance to review and change your Medicare plan. Pennsylvania SHIP provides completely free, unbiased counseling to help you understand Original Medicare, Medicare Advantage plans, and Medigap supplements available in your area. Make your choice based on your personal healthcare needs, preferred doctors, and your budget.