Medicare in ZIP Code
18437
—
Honesdale
156
Population
41.8666
Latitude
-75.3231
Longitude
Key Points
- ZIP 18437 is located in Wayne County, Pennsylvania, a rural community with 156 total residents and a an aging community.
- 26.9% of residents are 65 or older—that's 41 seniors in this area. This percentage is significantly higher than the national average of 17%.
- The median household income is $41,250, which falls below the national median. Many residents in this bracket may qualify for Medicare Savings Programs, Extra Help with Part D prescriptions, or dual Medicare-Medicaid eligibility.
- Pennsylvania's SHIP program provides free counseling to help you understand all available Medicare options including Original Medicare, Medicare Advantage, and Medigap supplements for Wayne County.
Demographic Data
ZIP code 18437 is located in Wayne County, Pennsylvania, centered near Honesdale, with a total population of 156 and a median age of 48.4. This is a rural community with a notably high senior population — 26.9% of residents are 65 or older (approximately 42 individuals), well above the national average of 17%. This creates strong demand for Medicare services, local healthcare providers, and senior support programs. The racial and ethnic composition includes 89.7% White, 10.3% Hispanic/Latino. Approximately 24.2% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
Economic Metrics
The median household income is $41,250, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. The poverty rate is relatively low at 1.9%. The unemployment rate of 7.1% is above the national average, which may indicate a greater need for social safety net programs including Medicare-Medicaid dual eligibility. The median home value is $215,000. Medicare beneficiaries in Wayne County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
Interactive Tools / Medicare Calculators
Frequently Asked Medicare Questions
What if I choose the wrong Medicare plan and then get very sick?
Are Medicare penalties permanent?
Which Medicare option gives me the most freedom to choose my own doctors?
What is Extra Help for Medicare Part D and who qualifies?
Does Medicare Advantage require prior authorization, and for what services?
Medicare Advantage Plans
in
Heading
County
Key Takeaways
ZIP 18437 in Wayne County, PA is home to 156 residents with a an aging population. About 26.9% are 65 or older, moderately above the 17% national average. Median income of $41,250 suggests exploring Medicare Savings Programs, Extra Help for prescriptions, or dual Medicare-Medicaid coverage for extra benefits.
Open Enrollment (October 15-December 7) is your chance to review and change your Medicare plan. Pennsylvania SHIP provides completely free, unbiased counseling to help you understand Original Medicare, Medicare Advantage plans, and Medigap supplements available in your area. Make your choice based on your personal healthcare needs, preferred doctors, and your budget.