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ZIP code 18435 is located in Pike County, Pennsylvania, centered near Matamoras, with a total population of 906 and a median age of 65.6. This is a rural community with a notably high senior population — 54.4% of residents are 65 or older (approximately 493 individuals), well above the national average of 17%. This creates strong demand for Medicare services, local healthcare providers, and senior support programs. The racial and ethnic composition includes 87.4% White, 4.4% Hispanic/Latino. The community is highly educated, with 51.0% of adults holding a bachelor's degree or higher, which often correlates with greater health literacy and proactive engagement with Medicare plan selection.
The median household income is $97,924, above the national median. Higher-income Medicare beneficiaries should note that Income-Related Monthly Adjustment Amounts (IRMAA) may apply to Part B and Part D premiums for individuals earning above $106,000 or couples above $212,000 annually. With a poverty rate of 20.3%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The unemployment rate of 9.8% is above the national average, which may indicate a greater need for social safety net programs including Medicare-Medicaid dual eligibility. The median home value is $317,400. Medicare beneficiaries in Pike County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
ZIP 18435 in Pike County, PA is home to 906 residents with a an aging population. With 54.4% of residents age 65 or older, this community has strong Medicare coverage needs. Median income of $97,924 is above the national average. Check whether IRMAA adjustments apply to your Part B or Part D premiums.
Open Enrollment (October 15-December 7) is your chance to review and change your Medicare plan. Pennsylvania SHIP provides completely free, unbiased counseling to help you understand Original Medicare, Medicare Advantage plans, and Medigap supplements available in your area. Make your choice based on your personal healthcare needs, preferred doctors, and your budget.